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A U.S. Small Business Administration
loan can be smart business
Tues. Aug. 23, 2016 Hinton News - 7
If you are a disaster survivor in
West Virginia you may not know
you can get help from the U.S.
Small Business Administration
(SBA) that could lead to a smarter,
faster recovery for businesses,
homeowners, renters or private
nonprofits.
The first step is to register
with the Federal Emergency
Management Agency (FEMA). Once
you have done that, both FEMA
and SBA encourage you to apply
for a low-interest disaster SBA loan
to help fund your recovery and to
ensure the federal disaster recovery
process cofltinues.
An SBA low-interest disaster
loan is a primary source of funds for
real estate property repairs and for
replacing contents destroyed in the
severe storms, flooding, landslides,
and mudslides that occurred June
22-29.
Physical Damage Disaster
Loans
Businesses and private nonprofit
organizations of any size may
borrow up to $2 million to repair
or replace disaster damaged or
destroyed real estate, machinery
and equipment, inventory and
other business assets.
If your SBA loan application is
approved, you may be eligible to
borrow additional funds to cover
the cost of improvements that
will protect your property against
future damage. Examples
include elevating utilities, water
heaters and furnaces, and installing
retaining walls and sump pumps.
Applicants may be eligible for an
SBA loan increase, for mitigation
purposes, of up to 20 percent of
their physical damage.
Interest rates are as low as 4
percent for businesses and 2.625
private nonprofit organizations of
all sizes to cover unpaid bills and
lost business due to the disaster.
Economic Injury Disaster Loans
are available in amounts up to $2
million. The total'of both physical
damage and economic injury loans
cannot exceed $2 million.
Eligible counties for both
Physical and Economic Injury
Disaster Loans
The disaster declaration covers
the counties of Clay, Fayette,
Greenbrier, Jackson, Kanawha,
Lincoln, Monroe, Nicholas,
Pocahontas, Roane, Summers and
Webster in West Virginia, which
are eligible for both Physical and
Economic Injury Disaster Loans
from the SBA.
Eligible counties for Economic
Injury Disaster Loans only
Small businesses and most
private nonprofit organizations
in the following adjacent counties
are eligible to apply only for SBA
Economic Injury Disaster Loans:
Boone, Braxton, Cabell, Calhoun,
Lewis, Mercer, Logan, Mason,
Mingo, Pendleton, Putnam,
Raleigh,Randolph, Upshur, Wayne,
Wirt and Wood in West Virginia;
Alleghany, Bath, Craig and Giles
and Highland in Virginia; and
Meigs in Ohio.
Deferred Disaster Loan
payments
The first payment for a disaster
loan is due five months from the
date of the SBA note.
Deadlines
The deadline to apply for an SBA
Physical Damage loan is Aug. 24,
2016.
The deadline to apply for an SBA
Economic Injury Disaster loan is
March 27, 2017.
¥ You can submit your SBA
percent f or nonprofit organizations, disaster loan application in one
with terms up to 30 years. Loan of three ways: online at https://
amounts and terms are set by disasterloan.sba.gov/ela]; in person
the SBA and are based on each at a Disaster Recovery Center
applicant's financial condition. (DRC); or by mail. SBA has staff
Economic InjuryDisasterLoans at all DRCs to provide one-on-
SBA also offers a working one assistance to businesses of all
capital loan to relieve the economic sizes, homeowners and renters in
injury caused by the disaster. A submitting their application.
losses not covered by insurance or
other sources•
Remember, you don't have to
accept the loan if you qualify for
one•
SBA Disaster Business Recovery
Centers (BRCs) help businesses
get back on their feet from damage
they sustained during the storms.
The BRCs are a resource where
businesses can meet face-to-face
with SBA representatives to learn
how a low-interest disaster loan
can help them recover. The BRCs
are located in Greenbrier, Kanawha
and Nicholas counties. To locate a
DRC or an SBA BRC, call the SBA
Customer Service Center at 800-
659-2955.
If you have not registered with
FEMA:
You can apply by calling the
FEMA Helpline at 800-621-3362
or (TTY) 800-462-7585. If you use
711-Relay or Video Relay Services,
you should call 800-621-3362.
Operators are multilingual and
calls are answered from 7 a.m. to
10 p.m. local time seven days a
week; or
You can go online at www.
DisasterAssistance.gov; or
You can visit a DRC.
Additional information on West
Virginia's disaster recovery can
be found by calling the FEMA
Helpline 800-621-3362 or visiting:
www.DisasterAssistance.gov; the
flood pages at www.WVflood.com;
fema.gov/disaster/4273; twitter.
com/femaregion3; and fema.gov/bl
og.
West Virginians seeking
information about disaster-related
services and unmet needs should
call West Virginia 211, a statewide
information and referral service.
Contact 211 for help finding food,
childcare, crisis counseling, and
many other resources in your local
community. The West Virginia
Voluntary Organizations Active
in Disasters (VOAD) has set up a
hotline for flood survivors: 800-451-
1954. Volunteers who wish to help
with flood response and recovery
may sign up at wvflood.com or
On September 3 at 11 AM, after
more than two years of work by the
Greenville Ruritan Club, the
Vietnam Veterans of America
Chapter 1108 Appalachian
Mavericks and the Johnson Family
the SPC 4 Everette R. Johnson
Memorial Bridge will be formerly
dedicated. This designation was
made by the WV Legislature during
the 2016 regular session. The bridge
is located near Greenville on State
Route 122 in Monroe County.
Johnson was KIA in the Vietnam
War on February 7th 1968.
SPC-4 Johnson had only arrived
in Vietnam three weeks earlier, on
Jan 22nd 1968. He was stationed at
Fort Lee Va. He was married to the
former Sue G. Loan of Richmond VA,
they were expecting their first child,
a son born in August of 1968. He was
named Everette Robert Johnson Jr.
The Friendship Tree in the lobby
of the Summers County ARH
Hospital was decorated with
butterflies for the month of June.
Names were placed on tree in
memory of: llene Edwards, Robert
Patrick, Theresa Patrick, Ovid
in honor of his father.
Johnson was born in Beckley on
November 7th,1947, but lived the
most of his life in Monroe County.
He spent his entire school career at
Greenville School in central Monroe
County and graduated from
Greenville High School in 1965.
Surviving him at the time of his
death, in addition to his wife, were
his unborn son, mother, father, an
older sister, Darlene Johnson, three
younger brothers, Wayne, David and
Maury Johnson. Also surviving were
both paternal and maternal
Grandparents and a large extended
family of cousins as well as many
friends.
He was buried on February 16th
on the 8th birthday of his youngest
brother and the 69th Birthday of his
paternal grandfather, William
Robert "Bob" Johnson.
Helt0n, Willie C. Hawkins, Linnie B.
Hawkins, James Hawkins, Lucy
Canterbury, Jo E. Canterbury. Irwin
Maddy, Marie Maddy, Norma June
Allen, Henry Noel, Dickie Noel, Bill
Thomas, Penny Ramsey, Jeff
Ramsey, Joyce Ramsey, Richard
disaster loan is available to eligible Do not wait for an insurance wvvoad.org. Graham, Mattie Graham, Pansy Ramsey, Leon Ramsey, Cecil
businesses as well as private settlement before submitting an AllFEMAdisasterassistancewill Seldomridge, C. H. Seldomridge, Patrick, Billy Turner, James
nonprofits even if the property was SBAloan application You can be~in be provided without discrimination Blub Westmoreland, Marie Jackson, Nickelson, Azeala Nickelson, Betty
not damaged by the June storms, your recovery immediately witl~-a on the grounds of race, color, sex Russell Pierce, Jim Wingfield,Joyce Adkins, Darrell "Doc" Fox,
:~i:::ll haga::men;~ Mamie Wingfield, Bob Wingfield, CteatusGwinn, Kenneth Lambert,
These loans are for small low-interest SBA disaster loan. The (ri~l~lU:i?g n : Bill Helton, Kat Helton, Michael Tommy Crook, Margaret Miller,
businesses, small agricultural 1.-.. ~.nl .... will be re~''n~ k...~.^ g] ,
Eddie Will.bY St., Eddie Willev Jr,
cooperatives,, smglt~ ,~bufi~e~s~ insurance settlement if you receive : ::': : Helton, Howard Heltoff,~:Wiffi~~'~' ~t~i";~ "~,~.~i ,, ~,,~,~,m, .......... ""r,,.,~,,
effgaged 1~ aqilacuI~t~ce:and certain one. SBA loans may be hvaiiabl~e fo~ Continued on page 10 ..... ~ ~ , r ~ ~ ..... ~
The bridge is located on State
Route 122 approximately 2 miles
east of Greenville and 2.75 miles
west of the junction of Route 122 and
US 219. The dedication will be held
at the bridge
A small parade near the bridge is
planned. Following the dedication,
a reception will be held at the
Greenville Ruritan Community
Building. (In case of inclement
weather, the dedication will also be
at the Community Center.)
Everyone is welcome to attend. A
special tribute to all Veterans, active
and reserve Military who are in
attendance is planned.
For more info contact Maury
Johnson at
maurvwjohnson@yahoo.com or call
304-8326085.
Kenneth L. "Buck" Harvey, Dorothy
Lee Harvey, Spurgeon Ward, Connie
Ward, Gary Ward, Jack Cooper, and
Mary Sue Frazier.
For $1.00 per month you may
have a name placed on the tree in
memory of a deceased loved one or
if you wish to honor someone for a
birthday or anniversary.
If you would like to be considered
for volunteering, please stop by our
gift shop and pick up an application.
.Submitted by: Joanne Duvall
Auxiliary Secretary .~
in
FAMILY MEDICIN
Summers County ARH Hospital and ARH Summers County Clinic
welcome nurse practitioner Robyn Adkins to our team. Robyn is a
Family Nurse Practitioner providing healthcare services to patients of
all ages.
Robyn is a graduate of Mountain State University and has worked in
Beckley, Princeton and Hinton as a Nurse Practitioner and as an ER
and Telemetry RN.
She will be practicing family medicine including: cold and flu treatment;
diabetic management; health maintenance; osteoporosis screening
and treatment; school, work and yearly exams; and, women's health.
Robyn Adkins, APRN, FNP-BC is accepting new patients. Call today
for an appointment.
ARH Summers County Clinic
115 Summers Hospital Road
Hinton, WV 25951
304.466.2918
Summers County
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