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2 - Hinton News Tues. July 10, 2018
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Top Tips For Retirement Planning
In Your 40s, SOs and 60s
Proper planning now can mean a
more comfortable retirement when
the time comes.
(NAPS). For ~Ollle, retirenlelll nlay
still be down lilt' road, but piannillg l(ll"
yotlr Itllilre should happen at every age.
Ilaby hnonlcrs can expect In live to
arotllld age blSq, according to tile %lcial
.Kectlrity Adnlillistralion. But seven OUI
of l() boolners i.Io not tt?el conlidenl Ihat
they have file Iinancial resources in live
conll]ll'lahly in rclirenlenl to age 145, ac-
cording to a study conducted by ll, ankei-s
I.it~: Center for a Secure Retirement. 'lb
make sure you can look forward IO the
years ahead, make retirement planning
a priorily.
Strategies Ior building tile I]nancial
ICSIILIrCCs you'll need ill retirelnellt vary
13ased (Ill your age. In your ,10s, it's ilU-
portalll to locus (111 saving, so that hy
your 60s your ~avill~S arid plojecled in.
conlc ill re|irelYient are on track to sLip-
port .;'(itlr tieshed retirement lifestyle.
Building up saviilgs also has tile benelit
~:~'tltlr ht'conlillg les~ rcLilu)l (ill .'qtlci,al
~il'ilv when YoU rel~c~, Social ,qecu
,lqti was {wvdr~lesig,ed [iCfullv Ie(,i~c~
(;realing a Iong-lerin plan ai;d ~lari-
ing Io save is lilt" lirsl step imvard greater
financial ~ecurily hi youi- i-elirellK'nl.
Ih're ale I],tll lips i. help you ple-
pare ibr a mole personally saiisl)ing
relireluenl:
l. KUOW ,','hal you want ynnr re-
tirement lifestyle lu look like. I)o you
plan Io t'onlintie i~(ll'king part-lime?
Will you he nl(iVillg hi a new destina
lionI [)o v(itl need hi nminlain a similar
lileqvle as whell }'lltl were Wol-killg? 'lhe
dnswels Ill Ihese tltle~lions can Ilelp yell
lolln a well-balai~ced budget filr your
rt'[ Jrenlelll.
7. in your 4tls, consult a prnfes-
sinnal. Financial pJallllillg can he
daunling and it's p.ssil~h' you could be
micsing imp.rlanl pieces c,f Ihe truz-
xle. Take time I. meel with a l]llancial
plallnel who fan evahlale V(ll.lr current
,l~,~t.ls, savillgs alld illt (lille tllld help yOU
plan till" yollr rehrelllehl, l{ell/t'lllbt'l,
}(ill don't have hi be a high nel-worlh
indi~ Jdual Io set' a Iinancial phulner; he
o1 ~he tall help pe~lple at every.linancial
level.
3. In your 50s, examine your cur-
rent situation, cvahiate ylltll" plall, and
identify ways }'(ill Call pay down any
debl you liave. More pe.ple are eillerhlg
reliremenl ill dehl than ever belbre. El
feelively nlana~iug and eliillinaling debt
can he the nlosl iillplllianl piece olylltlr
rclircnienl pkul. Sigu up lilt" atllOlllalic
, ,bill paylllenls with youl" bank In inake
,~'Slll'e yOll~l~-" ket~int,~,41p wilh Vlilil;+:t~[,}l
~+7,paynlelll{i +~: "-!.~ ~'' ":
4,Jn your 60s;: understa~nd your
Social Security options. Many people
who plan to use Social Security ,is their
prinlal'y source of illc(inle in relirenlent
don't realize this usually will not he
en(itlgll In cover theh expell,~es. Firsh
Inakc SlAl'e you undershmd when ylill~re
eligible lor full benefits, l:,ven though
yllu Call claim beilelits al age 62, you
i;,(in'l receive your full henet]l unlil you
reach full retirement age, which in 2(117
is 66 and hvo Inonlhs. If you can hold oll
until age 70, )our benelh will increase
by 32 percelll. Next, create a nlollthJy
expcllse plan to dclernlhie how nluch
FnoIICV VOu'll lloed to CIiVCI" tile costs
el dafly'lixing when yeLl're no longer
working als(i, COlltiiltlillg lo w(irk wilh
a Ihlancial adviser k'ts you identify ai
Ibrdable and secure options awfilable in
prolecl your assets, conliime saving, and
iwovide additional inconle sl~ Ihal Viitl
aren'l icl)'ing only (ill S.cial Securily. ll's
ile er tell} lalc to ext,lure ytit!l tipliOllS.
l.earn More
I:(ir luriher inl(irmation ab(iuI re
lirenlenl plannhlg, visil www.l/ankers
1 ile.coin.
Selecting The Right Wireless Plan For You
(NAPS) Herds sonleihing nil.lily 3. I)o you use your phone a lot fur
Arkansans will be talking about: Mobile things besides talking, such as Inter-
phone and wireless lnternet service in net, e-mail and watching videos?
their conununities ma)" be easier and bet You'll IVallt a plan that matches how
tcr nmv that a major wireless company you and your lamily use your phones. If
has expanded ill the state, you like checking e-mail> watching vid-
Not only are there 16 new T-Mobile cos or just spending a hit of time on tile
stores iu Arkam, as> the conlpany has lnternet, an unlinlited data plan might be
signilicantly improved service here by right. Plus, there are no overage charges
installing an advanced 4(i I.TE network to worry ahoul. Some plans even include
throtighoul the state, all the nionthly taxes and lC.'es in the cost,
What To Ask so ti~c price you bet.' is whal you pay,
Whether that enhances your ability which makes ii easier in stick to a hudget.
to call, text, e-lnai] and so oil however, What 'lb Kaow
omld depend im the answers to thiee Belore T Mobile opened its first
questions. Mores ill Arkansas> it buih out iLx ITl"
I. Which wireless providers have network to ensure cushmlers ilad a grc'al
the best coverage in your area? experience Irom day one. "1 he cmnpany
All wirdess networks arc not equal, had been providing nelwm'k coverage
Some wireless providers have great c(w- ill tile l.ittle Rock area I~)l nlany years
erage ill cities, some in less populated and in 2016 1-Mobile rolled oul its
areas and ",olne in hoth. Y(iti'li wanl the l{xiended l~,ange I;1'1{ (I~RIXI';), which
peace ill' inilld that your ph(llle will work carries signals twice as l{n" II'onl cell sues
wheu and where you need it. You call aild is I~)tli- limes heiier in huildings than
check all the wireless providers in your he[0re, l!Rl:ll', drainalical]y inlproved
area Oll I-nl(ihi]e.conl/c(iverage. wireless coverage I~)l Cl.iSt(llllel's illdo(irs
2. I)O yOU like iu iravd? and in lheh" vehicles, and hroughl high-
According to a 2017 survey h-oni speeddahi hl(luilyingareas.
(;IK's Kiitlw]edgePaliel ol receill over What Else'il)(]onsider ~-
seas lravder% more than two-thirds (ll [fy(itl want in swilch wireless provid
rcsp~lndcnis i(ulk Iheir snlcu'lphone wilh ers, il>s a 1ol easier lilan it was jusl a 17:w
lheni WIleii they traveld :.ilid in(fie lilall years ago. Mally wheless COllipaliies li(I
hall said theyU ralher lose Iheir luggage hmgcr require cusionlers hi sign iw.-
Ihan their plume. II you tly a I.l> check year conlracls and you can usually hrhlg
whkh wireless providers ollL, r Stlcii yoLir current p]lone with you il it w.lks
perks as Iree in Ilighl lexlilig or Wi-lq. (lit tile llCW iielwoik. You call keep y(ll.il
I1 yOU like Ill travel overseas, iiitike ",llre (lid plionc llUlii[)el, h)(i. Plus, if you're
you kiHiw whal eacll wirdess cOliipally still uIIder a Llllllratl (11" iliakilig pay
pr(ivide~ wheii yotl>re ahrllad. Ylitl nlay IIIt'iilx (ill y(itll" tllrlelll p]lolie> T Mohile
lit' (,11 Ihe iilmk hit cxpensive roalli will help yOU pay il .11 ilyou swRcil.
ing lees il yl,tir plan dt~t.sil'l indude I,earn Mnre
calls, lexls ,rod dahl wheii Iravelilig I'(li hlrthcr lacls mid lips, go Io
ililcrtlalionally, www.I inohile.coin.
. .
By Roy C. Long
.~mJ
CONDUCTOR G.H.ALLEN of April 18th. 1911 when they proceeded out of the yard past
SERIOUSLY INJURED IN AVIS Maintenance of Way forces started the depot and on toward MX Cabin.
YARD WRECK: construction of a "WYE" instead. They were followed very closely by
During the first decade of the The "WYE" started from a sidethree of the huge mallet engines in
twentieth century, coalbusiness on track just above "MX" Cabin charge of hostler Frank Bailey
the C. & O. had grown so great the telegraph office and extendedoperating from the lead engine No.
small consolidation engines could through the field nearly to the 741, all to be turned on the WYE.
not keep pace with growth. C. & O. county road and was constructed The train of loads had reached a
motive power officials placed an with a long tail track so that several speed of six miles per hour
order withALCO's engine works for engines could be turned at one time. approaching the cabin, conductor
a sample engine class H mallet 2-6- The "WYE" was successfull forAllen in caboose No. 90015 on the
6-2 for test purposes.A single header several years but yard space in the rear of the train. Just as they passed
consolidation engine was capable of Avis property was needed and the telegraph office at 4:50 a.m in
pulling about 30 loads, 1,800 tons construction on a large turntable at the Avis yard, a burst air hose
over Allegheny Mountain and tests the roundhouse was resumed stopped the train very quickly.
proved the mallet capable of pulling releasing the space used by the WYE Hostler Frank Bailey in charge oi
about 50 loads 3,500 tons without for yard track purposes, the three mallet engines which were
the aid of a pusher. Delighted with During the time the WYE was in following very close to the train,
the test results, a large order was service in the Avis yard a very failed to notice it was slowing up and
placed with ALCO's Richmond seriouis accident occurred, the three engines ran into the
works for the powerful articulated Conductor G. H. Allen, whose caboose, reducing it to kindling
mallet engines, home was at Covington, VA had wood.
As in most cases, facilities have been employed by the company ever Conductor Allen, at his desk
to grow with business and so did the since the road had reached Hinton making offhis wheel report, had his
turntable at Hinton. The small one in 1873. In his forty years of service, left leg mashed off and owing to his
in service was unable to he had never been involved in a advanced age, was very seriously
accommodate the large mallet serious accident. For many years, injuried. He was taken out of the
locomotives and they had to go after the branch line wasbuilt from wreck and removed to Hinton
through to Thurmond to be turned. Covington, VA to Hot Springs, VA Hospital for surgical treatment.
Construction on a large turntable at Mr. Allen was a conductor on the Hot The tank of engine No. 741 was
Hinton was started when suddenly Springs passenger train, derailed and was somewhat
the work stopped while officials In the early hours of Monday,damaged. The track was cleared in
considered other alternatives. March 31st 1913, Mr, Allen was about an hour with little damage to
Officials from Richmond, VA called for a train of loads enroute the track.
came to Hinton and inspected the Clifton Forge, VA. His engineer was The"WYE" track in Avis was used
Company's property inAvis. It was I.N. Meadows and the train was until the large turntable was
first thought the turntable would be made up with 52 loads. When the constructed at the roundhouse and
built inthat area untilthe morning train was ready to leave Hinton, put in service the latter part of
October 1915.
10 a.m. to nooI~.:r ,:
Lewisburg City Half
his mobile office hours for July. .; 942 W. Washington St. ' . .
Members of Rep. Jenkins' staff Lewisburg, W.Va. 24901
will be available to help Third 2-3 p.m.
District residents needing Rainelle City Hall Kanawha Ave.
assistance with flood recovery. His Rainelle, W.Va. 25962
staff will relay concerns and issues Wednesday, July 18
to state flood recovery officials to 11 a.m. to noon Webster Springs
help resident'-, cut through red tape. City Hall
They will also be able to help 146 McGraw Ave.
residents with federal benefits, Webster Springs, W.Va. 26288
including Social Security, Medicare Thursday, July 19 10 a.m. to noon
and disability. Constituents are White Sulphur Springs City Hall
encouraged to bring along 34 W. Main St.
documents they have received from White Sulphur Springs, W.Va.
federal agencies related to their 24986
issues. Friday, July 20
The congressman will not be in 10 a.m .to noon
attendance. McDowell County Public Library
"My staffand I are committed to 90 Howard St. Welch, W.Va.
servir;g the people of the Third 24801
Congressional District of West Monday, July 23
Virginia. My staffwill be on hand to 10 a.m. to noon
talk with residents needing Oak Hill City Hall 100 Kelly Ave.
assistance with flood recovery and Oak Hill, W.Va. 25901
will share their issues with relevant 1 -2 p.m.
state officials on their behalf. Fayetteville Town Hall
These mobile office hours offer 125 N. Court St.
residents the chance to meet with Fayetteville, W.Va. 25840
my staff on issues without having Tuesday, July 24
to travel to one of my district offices," 10 a.m. to noon
Rep. Jenkins said. Montgomery City Hall
Monday, July 16 706 Third Ave.
10 a.m. to :mon Montgomery, W.Va. 25136
Hinton City Hall 11 a.m. to noon
322 Summers St. Point Pleasant Senior Center
Hinton, W.Va. 25951 101 Second St.
Tuesday, July 17 Point Pleasant, W.Va. 25550
~ 'U.S:- Representative Evan
J6fikih~ (R-W.Vfi.)"to~l'a~ antR~ti~c~d~
I
I Did You
lii
ponent for home buyers. Learn more at
www.ally.com.
For cleaner indoor air, make sure
to install quality air filters in your
air-conditioning and heating systems
and replace them regularly, advises Fil-
terBuy, a leading U.S. manufacturer of
premium custom air and furnace filters.
l,earn more at www.FilterBuy.com.
You can" easily lubricate the moving
parts of a lawn mower with WD-40
EZ-REACH- It has an 8-inch, flexible
straw that bends and keeps its shape
to get WD-40. Multi-Use Product into
hard-to-reach places, like in and around
the blade, l,earn more at Wl)40.com.
Public transit direclions are only a
smartphone app away just about any-
where with the Moovit app. It'n even let
ynu know when your stop is Chining tip.
I.earn niece at nloovit.coln.
(NAPS)--When the temperature's
rising, your energy costs don't have
to if you get ENERGY STAR certi-
fied products and follow the advice
of the U.S. Environmental Protection
Agency. For more information and
tips, visit www.energystar.gov/cooling.
For a clever cocktail, dissolve fruity
HI-CHEW'" treats in liquor and infuse
your drinks with the result. You can also
enjoy the vibrant, real-fruit flavors in
convenient sticks and mixed bags avail-
able at www.Hl-('HEW.com.
Fitness trackers and apps make
it easier for peuple with diabetes to
incorporate physical activity into their
daily routine. 'lhe Blue (]ross "do" app
can help you choose activities and set
reminders throughout the day to stand
up, stretch, walk and more. Learn more
at www.bluecmssmn.com/newnorm.
If you or someone you know is among
the 3.6 million students who will grad-
uate high school next year, her& gond
news: "lhe College Board recently rede-
signed the SAT to make il easier than
ever |or students Io show their best work.
l,earn more at www.collegeboard.nrg.
An independent survey frmn Ally
Home, the direct-tn-consunler mort-
gage nnil of Ally Financial luc tound
a conlnlunily~ "vibd' is a critical com-
Council on
This is a weekly publication of the
Summers County Council on Aging
Inc 120 Second Ave Hinton.
Funded in part by the WV Bureau
of Senior Services, Appalachian Area
Agency on Aging, other grant and
local resources and donations. Any
older persons is encouraged to
participate in the program
regardless of race, creed, handicap
or national origin. The Summers
County Council on Aging is an equal
opportunity employer.
Wednesday, July 11 : Salisbury
Steak, Brown Gravy, Long Grain
Brown Rice, Green Peas, Orange
Sections, Whole Wheat Bread,
Margarine/Milk. Activity: Summers
County Senior Center Quilters Will
Quilt Today, 10:00 a.m. Bingo 10:00
a.m.
Thursday, July 12: Beef Hot
Dogs, ColeSlaw, Potato Salad, Baked
Beans, Cake, Bun, Lemonade.
Activity: Picnic at Pipestem ~tate
Park, Picnic Shelter "B'.
Friday, July 1~ Lean-N-Light
Lasagna, Spinach Mushroom Salad,
Whole Wheat Garlic Bread,
Unsweetened Applesauce, Milk.
Activity: Gospel Singing, Shopping
in Princeton, Sign Up To Go.
Monday, July 1~ Baked Steak
With Peppers & Onions, Cooked
Rice, Yellow Sweet Corn, Fruit
Medley, Whole Wheat Bread,
Margarine/Milk. Activity: Bible
Study With Pastor Gary Adkins at
11:00 a.m. Bingo at 10:15 a.m.
Tuesday, July 17." Roast
Chicken, Cauliflower Pollanese,
Marinated Green Beans, Apricot
Halves, Whole Wheat Bread,
Margarine/Milk. Activity: Healthy
Steps at 10:30 a.m. Bingo at 10:00
a.m.
Menu changes may occur due to
availability of food or due to
~rcumstances beyond our control.
NOTICE
1:30"2:30 p.m. : ' " " * ;
New HaVen T0~//i Hdi~' ::~i J: ii
New Haven, W.Va. 25265
Wednesday, July 25
11 a.m. to 1 p.m.
McClintic Public Library
5OO Eighth
St. Marlinton, W.Va. 24954
Thursday, July 26
10 a.m .to noon
Ansted City Hall
19940 Midland Trail
Ansted, W.Va. 25812
Friday, July 27
10 a.m. to noon
Princeton City Hall
100 Courthouse Road
Princeton, W.Va. 24740
Monday, July 30
11 a.m. to 1 p.m.
Monroe Service Center
400 Main St.
Union, W.Va. 24983
11:30 a.m. to 12:30 p.m.
Fort Gay Multi-Purpose
Community Center
3135 Louisa St.
Fort Gay, W.Va. 25514
Tuesday, July 31
9:30-10:30 a.m.
Barboursville Senior Center
721 Central Ave.
Barboursville, W.Va. 25504
11 a.m. to noon
Milton City Hall
1139 Smith St.
Milton, W.Va. 25541
NOTICE
Do you have a diagnosis of breast
cancer or need a mammogram and
cannot afford one? Do you know
someone who does? Do you live in
Summers County? If the answer is
yes Walk for Her Lifetime can help.
We are an organization that offers
financial aid to people who have a
di~osis o bre~st cancer and those
*'*.' .-i('+.~' ~ 'Jil[fll6'lll~ .~ * I ~ . .
Wtl0 tt6e~ a mammogram.
"" ' ' ." '"' ,rltF:;3"fi[! .e C" ~'" ~"~
~.It d#esr~t ma[ter lI you nave
insurance because we cover services
that most insurance companies do
not. To see if you qualify or if you
need more information call 304-228-
9189 or 304-575-7026.
Main Street Care
Certified nursing assistant
applications being accepted
Now accepting priyate
pay and Hedlcald
residents
A small nursing home located
on 3rd floor of summers
county hospital.
304-466-6090
LETTERS POLICY
Letters are welcome, but no more
than one letter each month will be
accepted from the same writer.
Preference will be given to letters of
300 words or less. Longer letters
may be shortened or rejected.
Letters must be signed and must
include an address and phone
number. The telephone number will
not be published. Letters by E-mail
will not be accepted unless followed
up with a signed letter.
Letters will be edited for grammar,
spelling, taste, syntax, and libel.
Names will not be withheld.
Address them to Letters to the
Editor, P. O. Box 1000, Hinton, WV
25951.
I1'
"Your Full-Service Service Station"
466-0133
For Pay At the Pump Gas & Diesel Fuel
ALL TIRE, ."
FREE MOUNT
FREE BALANCE
FREE TIRE VAL
BRAKE SPECIAL:
FRONT PADS ONLY
LIFE TIME WARRANTY
WEAREVER GOLD $69.95
WAGNER $79.95
COMPUTER SCAN
Mechanics
Nick Connell
.
Robert Richardson
drivers too.
i