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October 31, 2017     The Hinton News
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October 31, 2017
 

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Don't Leave Your Family With An Unwanted Inheritance (NAPS)--If you or someone you care about is among America's estimated 75 million baby boomers, there are a few fi- nancial facts and figures you should know. For one thing, middle-income boomers are carrying more debt into re- tirement than ever before. So what hap- pens to financial obligations after death? Life insurance not only helps provide your surviving family members an in- come after you pass away, but can also be used to pay offdebts. According to a recent study com- missioned by Bankers Life Center for a Secure Retirement, middle-income boomers have lowered their overall ex- pectation for financial independence in retirement since the onset of the finan- cial crisis in 2007. Ten years later, fewer boomers expect they will retire debt free (34 percent today, down from 45 percent before the crisis) and fewer have paid off their mortgages (19 percent, down from 25 percent). Ir you have enough assets to cover your debt when you pass away, creditors will receive their due from your estate. However, it matters whether your home is your primary asset and whether your spouse or another family member is a co-applicant or co-signer on an account. Your mortgage and other debts, such as credit card bills or car loans, could fall to them. Proceeds from life insurance can be used to pay down your mortgage and debts, as well as help pay for funerals and other final expenses. "Carrying debt in your retirement years is very common today, and life in- surance can help provide peace of mind that your family's comfort and security are provided for," explained Scott.Gold- berg, president of Bankers Life. "Boom- ers should do a complete inventory of their finances and debt, weigh their options, and find a life insurance policy that will help ease any potential finan- cial burdens upon death" Here are four tips to help you figure out whether purchasing life insurance is right for you: Understanding life insurance can help you have peace of mind. 1. Determine your need: Does someone depend on you financially? Are you lacking the funds to cover your final expenses? If yes, consider life insurance to help protect your fam- ily's future. A beneficiary can use the money for living expenses or to pay off debts. 2. Understand the different types of life insurance: There are three major types of life insurance coverage: term life, whole life and universal life. All three types pay a death benefit but each can differ in terms of coverage length, premium flexibility, cash value accu- mulation and distribution, and other factors. 3. Decide how much life insurance you need: How much coverage would your family need if something happened to you? What expenses need to be cov- ered or debts paid off?. How much is set aside for savings? The answers will help you determine the type and amount of life insurance you'll need. 4. Consider seeking profession- al guidance: Options are available for nearly any income and asset level, age and risk tolerance. An insurance profes- sional can help you evaluate your life in- surance options and costs based on your needs and circumstances. Learn More Visit www.BankersLife.com/TopTips5 to download a free booklet on Top Tips for Retirees including Reducing Debt in Retirement, Medicare Enrolhnent, Man- aging Your Prescription Drug Costs, and more. Learning To Trust Your Gut: Not As Simple As It Sounds (NAPS)--You've likely heard the wise advice to "trust your gut." While most of the time that advice is in refer- ence to decisions that will play a big role in your life, Dr. John Agwunobi, M.D., M.B.A., M.EH., Chief Health and Nu- trition Officer, Herbalife Nutrition, sug- gests that trusting your gut to keep you healthy is just as important. Support Your Health Give your gut a boost with good nu- According to the American Nutri- trition and beneficial bacteria. tion Association, 70 million people in COMMUNITY SUPPORT The Hinton Lions Club is asking for the Communities support in helping to provide those who need, eye examinations or eye glasses. The Hinton Lions have been providing assistance for over 18 years and are asking community organizations and businesses as well as citizens for monetary donations to continue providing help to those in need in our community. As news spreads of the help being provided, requests are now outnumbering the Lions Club's ability to help. Once a request is received, the individual's application is screened to insure that other avenues of assistance are pursued before the Lions Club provides help. Donations can be mailed to: Lions Club, Sight Assistance Program, P.O. Box 1321, Hinton, WV 25951. Checks should be made out to: Hinton Lions Club. TOPS Tops (take off Pounds Sensibly) is a very affordable, nonprofit, weight loss support group. Meetings are held at the Miller Memorial Methodist Church basement, 109 Miller Ave. Every Thursday evening. Weigh-in begins at 5:00 p,m. meeting starts at 5:30 pm. First meeting is free. Come join us or call 304-890-2112 or ~J04-466-3045. HUBCAP KICKOFF PARTY Hinton was one of several communities around the state chosen to be a part of the WV Community Development Hub's Community of Achievement Program (HubCAP). Working with Summers County, the City of Hinton, and local citizens, the HubCAP program will empower the local community to achieve a data driven community project. At the kickoff party on November 9th' the attendees will give their feedback on the project they most want to see undertaken. The projects will focus on building redevelopment and business recruitment. The kickoff party will be held November 9th from 5-7:30 p.m, in the Freight Depot (509 Commercial Street). Registration and networking begins at 5 p.m., while speakers will start around 5:30 p.m.; a roundtable discussion and dinner will follow the speakers. All are welcome and encouraged to come celebrate the past, present, and the United States expenence some f,o~ ~G~Q ingredients ~d contains no of d~estive issues an~,~~ tire issues, abdominal discomfort,, bl0ab,, ~-be-mixed in easily in hot or cold ,food or ~ ..... ing or diarrhea, liquids, to help maintain balance in your Most people would agree that it's im- microbiome. portant to eat a balanced diet with the "Through proper nutrition and the right vitamins, minerals and nutrients use of probiotics, such as Simply Probi- to help maintain a healthy lifestyle. It otic, people battling digestive issues can is also important to introduce healthy, once again trust their gut;' advises Dr. active and live bacteria into your body Agwunobi. in order to build a healthy microbiome, Don't Forget Your Fiber which is a collection of the microorgan- , Adults should be eating approxi- isms that live in your gut. These micro- mately 30 grams of fiber a day, but the organisms help protect you from germs, average intake among adults in the U.S. help break down food for energy, and is only about a third of that. Our busy produce vitalvitamins, lifestyles contribute to the problem. Finding Friendly Bacteria When we're eating on the go, we're less So how do you introduce healthy likely to find fiber-rich fruits, vegetables active bacteria into your microbiome? and whole grains that are more typically Most people are already doing so with- found at home. out even knowing it, when they eat yo- Since your body needs both solu- gurt or fermented vegetables such as ble and insoluble fiber, it's best to eat a kimchi or sauerkraut. There's also a host wide variety of fruits, vegetables, beans ofprobiotic products available that con- and whole grains. Aim to have a fruit tain these healthy bacteria. Getting the or vegetable with every meal or snack, right ones, however, may take some re- toss some beans into a soup or salad, search as they can vary by convenience and choose whole grains over refined and effectiveness. An effective probiotic "white" breads, cereals, rice and pasta. works to relieve certain intestinal imbal- Not only will you get both types of fiber, ances associated with occasional diges- you'll also benefit from the vitamins, tive issues such as abdominal discom- minerals and antioxidants that these fort and bloating, and promotes growth healthy foods contain. of beneficial, friendly bacteria to main- By eating right, doing moderate tain balance within your microbiome, exercise, reducing stress and getting a For example, Herhalife Nutrition little help from friendly probiotics, you Simply Probiotic, formulated with BC30, can trust your gut to keep you healthier delivers a billion active probiotic cul- and to help you make the right nntri- tures that survive the gastric transit to tion decisions. germinate in the intestines where they're Learn More needed. At zero calories per serving, the For further facts and to order probi- fine white powder is made with non- otics, go to www.herbalife.com. LIFELINE SCREENING Life Line Screening, a leading provider of community based preventive health screenings, is pleased to offer a preventive health event at First Presbyterian Church on 10/31/2017. Five screenings will be offered that scan for potential health problems related to: blocked arteries which is a leading cause of stroke; abdominal aortic aneurysms which can lead to a ruptured aorta; hardening of the arteries in the legs which is a strong predictor of heart disease; atrial fibrillation or irregular heart beat which is closely tied to stroke risk; and a bone density screening, for men and women, used to assess the risk of osteoporosis. Register for a Wellness Package which includes 4 vascular tests and osteoporosis screening from $149 ($139 with our member discount). All five screenings take 60-90 minutes to complete. There are three ways to register for this event and to receive a $10 discount off any package priced above $129, please call toll free 1- 888-653-6441 or visit http:// lifelinescreening.com/ communitcircle or text the word circle to 797979. arti, ~ ....... future ,achievements of.the Hinton ar~9.,~gen contao,t $~rl~.Ragers or Cris Meadowq~igt304-466-3255 with any questions. Summers Co. Farm Bureau Annual Dinner It is that time of year again. The Summers County Farm Bureau would like to invite all to its County Members & their families to our annual dinner which will be held Nov. 4, 2017 @ 5:00 p.m. The Annual Dinner will be held at the Summers Co. Memorial Building, Hinton, WV. Please bring a covered dish & lets celebrate another year of membership. CO~ MARKET The Alderson Community Market is now being hosted in the grass between the Visitor's Center and Wolf Creek Gallery, between the hours of 10 a.m. - 2 p.m. have not changed. Entering the Fall season has brought a variety of new produce to the market place. The week's tasting features fried green tomatoes with carmelized garlic, peppers, and onions. Music and children activities wil begin at noon. III 2017 Griffith Creek Baptist Church 18thAnnual Ladies Conference ' ,et Your Light Shine" John 8:12; Matthew 5:16 November 11th 8:30 a.m. - 3:00 p.m. Greetings Ladies, We extend our warmest invitation to you to attend our annual Ladies Conference at Griffith Creek Baptist Church. V~ are getting prayed up and so excited to see what God has for us this year. God has blessed us in past years and we are expecting no less from Him this year. So mark your calendars and make plans to come and be blessed. We are expecting an awesome group oi~ladies again this year and have been praying for all who are planning to attend. Prayer is the ultimate success to all our conferences and we give God All the Glory!!l Below is the registration form. Please detach and send to Mary Mitchell, 1349 Blue Sulphur Springs Road,Mderson 24910 or Corliss Thomas,156 Palestine Lane+Mderson, 24910. We always like to plan for plenty of food, crafts, etc. so it would be great if you can register early; or please call and let us know at 304-445- 7060 or 304445-2757, so we can get a count of the precious ladies who are attending. Feel free to duplicate the registration form. Registration Fee $6.00 at Door Early Bird Registration $5.00 by No~ 6th Nanle Church Address Please make checks payable to: Glenna Harris Mission Society Payment enclosed. Pay upon arrival Looking forward to seeing you on November i 1, 2017. Tues. Oct. 31, 2017 Hinton News - 5 " David Gallimore in Fall Renewal Services at Greenbrier Valley Nazerine Submitted by Jonathan Wright Well-known Nazarene evangelist and West Virginia native David Gallimore will preach in a series of five fall renewal services November 5-8 at Greenbrier Valley Church of the Nazarene in Fairlea. Gallimore has conducted hundreds of evangelistic meetings in North America, as well as missionary outreach in Africa, Russia, the Ukraine, Romania, and the Caribbean. For many years he has been a featured speaker at the annual NOTICE Meadow Creek Cemetery needs your donations for this year's care for the cemetery. Four large Trees have fallen and need removed. Meadow Creek Cemetery, P.O. Box 85, Meadow Creek WV 25977. WEIGHT WATCHERS ~, Weight Watchers is back in Hinton! Meetings are on Thursday evening at 5:30 in the Fellowship Hall at First Baptist Church, 108 Temple Street, Hinton. For more information, contact Connie Willey at 304-660-7206. Camp Meeting on the Greenbrier, November 5, are 10:30 and 6:00 near Forest Hill in Summers p.m. Monday through Wednesday County. He has preached several service times, November 6-8, are previous revival servicesat 6:30 p.m. Greenbrier Valley Church. The Wednesday services is Gallimore has written a variety preceded by a dinner in the of articles for Grow magazine, The fellowship hall at 5:45. Evangelist's Perspective, and The The church is located at Davis Preacher's Magazine and has also Stuart Rd. and Dawkins Dr., one- served several times as featured half mile south of Greenbrier evangelist at the annual statewide Valley Medical Center, in Fairlea. West Virginia Nazarene Camp The church's web presence is Meeting in Summersville. accessed at gvnazarene.org and on Service times on Sunday, Facebook. Cows drink anywhere from 25 to 35 gallons of water each day, an amount equal to a full bathtub. They also eat 40 to 50 pounds of feed daily. NOTICE Due to recent loss of Mr. Joe Bigony the former treasurer of the Hilltop Cemetery Restoration Project, the position has now been filled by Jack Whitaker a former Fayette County teacher. For all donations to the Hilltop Cemetery, send to the Hilltop Cemetery Company, 146 Cross St., Hinton WV. 25951. In the 1600s, English women would hats in place of flowers or feathers. BINGO Bingo every Friday night at the Hinton Senior Citizens Building on Second Ave. Doors open at 4:00 p.m. starts at 6:00 p.m. sometimes wear carrot leaves in their MASONIC MEETINGS Hinton Masonic Lodge # 62 meets 1st. and 3rd. Monday of every month at 7:30 p.m. BLAKE AUCTION AND APPRAISAL www.blakeauction.com 304-920-3611 Barbara Blake CAI #1464 Bill Archer, #1869 .Steve Johnston, #1816 Terms: Colh/Check onlocalbank wilh photo ID. I0% Buytlfl Premium